In this post, we will be putting together how to use the Sterling bank USSD code or transfer code to transfer money to a Sterling bank account and other banks. We will also add how to use the USSD code to recharge your airtime and pay bills. Sterling Bank’s transfer code is designed to make banking easier as you can do it in the comfort of your home without the internet and with just any phone. But bear in mind that the code works only from the phone number associated with your Sterling Bank account, and you also need to register for the USSD banking code service.
Features of *822# – Sterling Bank’s transfer code or banking code
- Service is available to all Telecommunication networks (Airtel, Glo, MTN, 9Mobile).
- The transfer code is available 24 hours a day and seven days a week
- It allows you to purchase airtime, pay bills, and make transfers to any bank account in Nigeria.
- Secured – Users are required to create transaction PINs for secure transactions.
- The default limit at registration is N20,000.
- You can increase your transaction limit with your debit card to a maximum of N100,000 per transaction.
- An additional PIN is required to transact with higher limits (Above N20,000 up to N100,000).
Read also: Stanbic IBTC Bank Banking USSD codes – Recharge, transfer and balance check
How to use Sterling Bank USSD code to transfer money
To transfer money using Sterling Bank’s USSD code.
- Dial *822*amount*accountnumber#.
Example: Dial 82220000*0071234567# to transfer ₦20,000. Follow on-screen instructions and authenticate. This service costs N21 for a money transfer to a Sterling bank account and N52.5 for a money transfer to another bank.
How to use Sterling Bank USSD code to recharge airtime
You can use the transfer code to recharge airtime for yourself and other phone lines.
- Dial *822*AMOUNT#- for self-recharge.
Example: Dial 822500# to recharge ₦500 on your phone.
- Dial *822*AMOUNT*PhoneNumber# – for third-party recharge.
Example: Dial 822500*08123456789# from your mobile phone to recharge another phone line with ₦500 airtime. There is no service fee for this transaction.
How to use Sterling Bank USSD code to pay bills
You can use Sterling Bank’s transfer code to pay bills; you will need the merchant/biller’s code and a unique number to use the direct method.
- Dial *822*BillerCode*UniqueCode*Amount#.
Alternatively, if you do not know any of the above numbers,
- Dial *822*2# to see different billers.
Read also: Zenith bank transfer code – Recharge, money transfer, pay bills and balance check
How to use Sterling Bank USSD code to check your account number and balance
- To check your account number: *822*8#
- To check your Account Balance: *822*6#
Both operations will cost you N10.5 with VAT included.
How to open a Sterling Bank account using USSD
Account opening can be done quickly using Sterling Bank’s transfer code. You don’t need to fill out lengthy forms or be at the banking hall. Also, it works without the internet and from any phone.
- Dial *822*7# and follow the onscreen prompts.
How to carry out cardless withdrawal on Sterling Bank by USSD
It is still possible for you to withdraw from the ATM without your debit card, in case you forgot it at home.
- Dial *822*42# and follow the prompts to create a one-time PIN (OTP).
Enter your transaction pin for confirmation, and a code will be sent to your mobile number via SMS. Choose cardless withdrawal options at the ATM and enter the OTP pin sent to your phone number.
Other operations you can carry out with Sterling Bank’s USSD code or transfer code (*822#) are: Making LCC toll payments, Resetting PINs, and Managing debit cards.
Read also: UBA bank USSD codes – Recharge, money transfer, pay bills and balance check
All account numbers and phone numbers used here are only for demonstration purposes.